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Process

Process

Thank you for your interest in my services. My business is a great fit for financial planners who practice comprehensive/holistic financial planning.

As a financial planner, I am sure you are familiar with the 7-step financial planning process.

Steps 1-4 are typically the most labor-intensive and tedious and this is where my efforts are focused.

I view the task of reading through estate planning documents, employee benefits handbooks, insurance policies, summary plan descriptions and the like as a treasure hunt. By giving equal weight to the investment and non-investment elements of each clients’ financial plan, I routinely find significant mistakes, oversights, and opportunities that planners who focus entirely on portfolio management might miss.

When you share the list of golden nuggets I found with your client, it will make the value of your services tangible and quantifiable. Here are some examples of the types of treasure I find:

  • A doctor did not realize he could contribute to both his hospital’s 403(b) and 457(b) plans.
  • A client was unaware that his company medical insurance policy included a $30,000 life insurance death benefit.
  • A client still had her ex-spouse on the beneficiary form for her 401(k) and group life policies.
  • A client did not realize that her company’s benefits program included a $2,000 benefit for estate planning.
  • A client did not realize that retiring on December 31 instead of January 1 would require him to take two 401(k) required minimum distributions in the following tax year instead of just 1 if he waited to January 1.

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Contact

(808) 772-3942

Laurey@fphawaii.com

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Copyright © 2023 · Paraplanning Hawaii
Financial planners and investment advisers who hire Laurey should be aware that they bear 100% of the responsibility for vetting and implementing the findings and suggestions made as a result of the paraplanning services provided. Although some of the information gathered and findings/suggestions made may raise awareness of potential tax or legal issues or opportunities, nothing in the services provided constitutes specific tax or legal guidance, and the hiring financial planner/investment adviser is advised to consult with the appropriate tax or legal professionals before making specific recommendations to his/her/their clients.

Paraplanning Hawaii is a business division of Financial Planning Hawaii, a state of Hawaii Registered Investment Adviser (CRD#153930). Financial Planning Hawaii also provides separate fee-only planning services to consumers across the United States. Laurey Shintani is an employee of Financial Planning Hawaii. She and Financial Planning Hawaii Owner/Co-founder John H. Robinson also maintain separate broker-dealer and investment advisory relationships with J.W. Cole Financial, a FINRA member broker-dealer, and J.W. Cole Advisors, an SEC-Registered Investment Adviser. Financial Planning Hawaii and J.W.Cole Financial/Advisors are unaffiliated entities. Services provided under the paraplanning agreement with Laurey are entirely separate from the direct-to-consumer planning and wealth management guidance provided under Financial Planning Hawaii's fee-only planning business model and the unaffiliated registered representative and investment advisor representative relationships she maintains with J.W. Cole.